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The option to buy additional pension contributions (APCs) was introduced for the new LGPS from April 2014. APCs replace the previous additional contributions known as additional regular contributions.

A member can purchase any amount of additional pension up to a maximum amount each year. This amount is increased each April by Pensions Increase Orders.

The maximum additional pension purchase limit for 2020/21 is £7,194 from 1 April 2020.

There are 2 types of APCs:

  • Buying additional pension
  • Buying ‘lost pension’

Both types of APCs use the same factors for calculating the cost and are payable in the same way. Please see the guides below for more information:

An online additional pension calculator can be found here.

Please complete the Buying Lost Pension form to confirm a member’s APC.

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