The Local Government Pension Scheme

The Local Government Pension Scheme (LGPS) is a ‘Career Average Revalued Earnings’ (CARE) scheme, meaning that your benefits are based on your salary for each year you are in the scheme, and is revalued with Pensions Act increases.

For up-to-date information about your pension, register for a Members’ Self Service account. Some of the many benefits of the LGPS are:

A secure pension  The longer you are a member and the more you pay in, the more benefits you will get when you retire.

A pension that grows  Your pension keeps pace with cost of living increases, and your employer contributes too – approximately 2-3 times what you pay in.

Flexibility  You can choose to pay more into your pension, pay half, or opt out.

Peace of mind  You can top up your pension to cover an absence, and there is cover if you are made redundant, if you fall ill, and in the event of your death.

Retirement options  Early and flexible retirement, and tax-free cash.