The Local Government Pension Scheme

Thank you for choosing the Local Government Pension Scheme (LGPS). It’s a ‘Career Average Revalued Earnings’ (CARE) scheme, which means that your benefits are based on your salary for each year you are in the scheme, and each year it is revalued in line with Pensions Act increases.

For up-to-date information about your pension at your fingertips, please register for a Members’ Self Service account. Log in to view your pension forecast, past and current statements, and other useful information about your personal pension account.

Some of the many benefits you can expect with the Local Government Pension Scheme are:

A secure pension
Being in a CARE scheme means that the longer you are a member and the more you pay in, the more benefits you will get when you retire. .

A pension that grows
Your pension keeps pace with any cost of living increases and your employer contributes to your pension too – approximately 2-3 times what you pay in.

Flexibility
You can choose to pay more into your pension to increase the benefits available to you. Once you are in the scheme, you may choose the ’50/50 option’ to  pay half the contributions to receive half the benefit accrual, or you can choose to opt out of contributing to the LGPS .

Peace of mind
If you choose to extended period of absence then you can top up your pension, and there is cover if you are made redundant, if you fall ill, and in the event of your death.

Retirement options
Retirement options include early retirement, flexible retirement, and tax-free cash when you retire.

Our Documents and Forms page has more detailed information on what the scheme can offer you.

Learn more about the benefits available as a member of the Local Government Pension Scheme:  LGPS-benefits