Receiving a pension

Survivor’s benefits

Current Member

If you die in service, the Local Government Pension Scheme ensures that your family is supported. The scheme provides:

A lump sum death grant of three years’ pay – no matter how long you have been a member of the scheme, provided you are under 75 at the date of death. For part-time employees, it is three times your actual part-time pay (disregarding any reduction in your pay if your hours had been reduced due to illness).

A survivor’s pension – a spouse or registered civil partner automatically qualifies for a survivor’s pension.

A pension for your children – children are paid up to 18 years of age, or up to 23 if in they are in full time education. Depending on circumstances some disabled children are entitled to a pension beyond the age of 23.

Deferred Member

A lump sum death grant payable for a deferred member is 5 times the deferred pension that would have been put into payment.

A survivor’s pension – a spouse or registered civil partner automatically qualifies for a survivor’s pension.

A pension for your children – children are paid up to 18 or 23 if in full time education. Depending on circumstances some disabled children are entitled to a pension beyond the age of 23.

 If you are already in receipt of a Pension

A lump sum death grant for a pensioner is 10 times the annual pension less the amount of pension that has already paid.

A survivor’s pension – a spouse or registered civil partner automatically qualifies for a survivor’s pension.

A pension for your children – children are paid up to 18 or 23 if in full time education. Depending on circumstances some disabled children are entitled to a pension beyond the age of 23.

Cohabiting partners

If you’re living with a partner that’s not your husband, wife or civil partner, they’re not automatically covered to get a pension when you die. There are a number of conditions, all of which must be met for your partner to be eligible for a survivor’s pension:

  • You and your partner must have been free to marry each other or form a civil partnership with each other for at least 2 years.
  • You and your partner must have been living together for two years as if you were husband and wife or civil partners.
  • Neither of you has lived with someone else as if husband/wife or civil partners in that time.
  • Your partner is financially dependent on you or you are financially interdependent on each other. Your partner is financially dependent on you if you have the highest income. Financially interdependent means you rely on your joint finances to support your standard of living.

In order for the surviving partner to receive the pension, it will be necessary for them to provide evidence that the conditions were met at the time of your death.