If you have contributed to an LGPS pension in the past and you are not currently receiving your benefits, your benefits will be ‘deferred’. Deferred benefits are where we work out the value of your benefits when you leave, and hold them for you until a later date. You are entitled to a deferred benefit if you left:
The value of your deferred benefits increases each year with the cost of living.
You may be able to draw your deferred benefits at the same age as you would have done had you stayed in the scheme or on the grounds of ill health. The exact details will depend on the rules that were in place at the time you left or approval by your previous employer. If you wish to apply for early payment of your deferred benefits, please contact your previous employer providing your National Insurance Number, your date of birth, previous job title, place and dates of employment, along with the reason why you wish to apply for early payment.
If you are still employed by your employer you can join again at any time. If you start work with a new employer who is part of the Local Government Pension Scheme, you can also have your deferred benefits linked to your new membership. You must tell us that you have deferred benefits within twelve months of starting your new job.
To join the LGPS through us, please complete the Opt-in Form.