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Choosing when to retire is one of the biggest decisions you will make during your working life.

You can enjoy a guaranteed package of benefits when you retire, including a pension that increases every year in line with the cost of living for the rest of your life and the option to exchange some of your pension for a tax-free cash lump sum.

If you have decided to retire, it is your employer’s responsibility to tell us when you are leaving and to send us the completed paperwork.

The processes and associated statutory timescales are set out in the retiring from active status and deferred status pages.

The video below provides some information on how and when you can take your pension and the decisions you will have to make.

Download the Retirement Planning Guide.

For Voluntary Retirements, you can use the Benefit Projector found on Member Self Service. Please follow our guide for more information on how to do this.

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