If the selected medical practitioner decides you are permanently medically unfit for the ordinary duties of a member of the police force and also permanently medically unfit for any regular employment, the Police Pension Authority will decide whether or not to retire you on the grounds of permanent medical unfitness.
If you are an active member and the Police Pension Authority decides to retire you, you will be entitled to an enhanced upper tier ill-health pension and a lower tier ill-health pension payable immediately if:
- you have at least two years’ qualifying service and are permanently medically unfit for regular employment; or regardless of whether you have 2 years’ qualifying service, if you are permanently medically unfit as a result of an injury received without your own default in the execution of duty
- you are eligible for ill-health benefits
To compensate for the lost opportunity of working until normal pension age, an enhanced upper tier ill-health pension is payable, calculated as follows:
If your aggregate period of service (If you have service in the 2006 Scheme then it is a combination of the 2006 Scheme service and service in the 2015 Scheme otherwise it is just the period of service under the 2015 Scheme) is less than 5 years, your annual rate of an enhanced upper tier ill-health pension will be the lesser of: (a) Total accrued earned pension x 3; or (b) Final Pay Assumed period of pensionable service to NPA X 55.3 2
Please note that the assumed period of pensionable service to NPA is referred to as ‘prospective service’.
What to do about the examples and calculations?