The option to buy additional pension contributions (APCs) was introduced for the new LGPS from April 2014. APCs replaced the previous additional contributions known as additional regular contributions.
For authorised unpaid leave (AUL) commencing on or after 01 April 2026, Qualifying Additional Pension Arrangement (QAPA) will replace APCs when processing AUL of 15 days or more. For any leave under 15 days, contributions are mandatory.
The Buy lost pension calculator on the member website still applies in some situations. For example, where the authorised absence started before 1 April 2026, was due to strike, or where the member elects after the QAPA deadline. In these instances please complete the Buying Lost Pension form to confirm a member’s APC.
For calculating the QAPA, please use the QAPA calculator on the guides and documents section of the LGPS website.
A member can still purchase any amount of additional pension up to a maximum amount each year. This amount is increased each April by Pensions Increase Orders and the additional pensions’ calculator (see link below) confirms the current years maximum.